Keep Bailing

Scenario: you get a call from a friend, loved one, or worse yet, your child. “Hi, I’m in jail and I’d like to be bailed out.” What do you do? The most frequent first step is searching the Internet for an ethical or trustworthy bail bonds company. But what exactly qualifies “trustworthy” or “ethical“?

Here are four ways to know if the bail bonds companies you are filtering through might be considered unethical or untrustworthy.

1. Undercutting Bail Premiums AKA Illegal Discounts: You’ve narrowed your search for a bondsman online. So you start calling to interview to see which one fits best . The first one you call sounds okay, but when you get to the point of discussing premium (the fee for the bond), they start mentioning discounts that no other bondsman will give you. Suggestion? Tell them, “Thank you for your time, I will get back to you.” Why are you hanging up on this bail bonds company? One word: “discount.” In most states, it is required by law to charge a 10% premium for bail. So if the bondsman is suggesting a discount in order to do business with you, they’re shady, unethical, and you would benefit to part ways with them. Most of the time this discount is the result of a “bait and switch” strategy by the bail bonds company. They get you in there with the “5% bail bonds” advertisement and you find out that its actually %10. The 5% is only for a down payment and the rest is financed with the bail bonds company. If the bondsman is really offering you 5% premium, he’s undercutting bail – which is illegal. The majority of ethical bail bonds companies out there will be very up front with you AND offer financing at any time, usually without interest.
2. Do Your Homework: The Better Business Bureau’s (BBB) website. If the company is reputable, they will actually have the BBB link on their site and usually on the first page. Companies that go the length to advertise this type of qualification on the first page of their site are not hiding anything. Which means they are usually a well run company and strive for customer service. On the BBB’s site you can quickly find out about any complaints that have been reported. You will not find “reviews” or “recommendations”; this is not the purpose of the BBB site. Its only purpose is to provide a place to qualify trust for working with a company. Reviews and recommendations can be found on popular sites like Yelp and Merchant Circle.
3. Soliciting Bail at the Jail: If you happen to visit the jail and are approached by a bail bondsman, tell them you don’t need their help. Laws prohibit a bondsman from hanging around the jails  to solicit business. Even if the bail bondsman “happened” to be in the area posting bail for another client, soliciting your business is prohibited by law. So if you happen to be confronted by the bail bondsman while visiting your loved one, politely tell them to get lost. You really don’t want to be associated with them anyway, since in essence, they are breaking the law.
4. Soliciting Bail By Phone: Your phone rings. You are surprised to hear on the other line, “Hi, this is Johnny of Marciano Bail Bonds. I was calling to see if I might help you with the detainee, Mark so-and-so?” My best suggestion if this happens is hang up. Why? This is likely another bondsman breaking the law. It’s illegal for a bail bondsman to “cold call” potential clients for the purpose of soliciting business. Likely, someone has gained unauthorized and illegal access to jail records and has looked you up via online investigative techniques. The law states that all bail bond agents must first be contacted by the proposed client, therefore if you get a call from an agent, and you haven’t even contacted any agents yet, hang up!

In the end, after you’ve qualified the company and it passes these Four Standards, trust your gut. Good luck!

Photocredit: © Lisa F. Young – Fotolia.com