Cash Bail On A Credit Card = Bad Public Policy

Written by Greg Rynerson on October 20, 2009 – 11:50 am -

In order to get released from jail, one would customarily use the services of a traditional bail bondsman or post the full cash bail with the jail.  At the Ventura County jail, which is just a few miles from my office, they have a new way to post bail.  It’s called credit card bail.

How Credit Card Bail Works

Ventura County Main JailThe Ventura jail phone has a toll free 800 phone number posted near the phone.  An inmate or family member can call this phone number to bail out of jail.   Here is how it works:  Let’s say you have a bail for $20,000.    This credit card bail system allows the inmate to have the full bail charged (plus a 7% processing fee for Ventura County) to a credit card.  For example, on a $20,000 bail bond, an inmate would be charged a total of $21,400 for release from jail.  Once the defendant has appeared in court, they would be refunded $20,000.  The net effect of this transaction is that the inmate would be charged 7% to be bailed out of jail.   Who gets to keep the 7%?  It seems that the county takes a cut and the “third party” unlicensed processing entity makes a nice profit.

Ventura County is not the only county in California that enables inmates to bail out using a credit card.  In fact, several states now utilize some form of this process.  Over the past several years, credit card bail seems to be spreading like wildfire.

Why is this bad for California?

  1. No accountability.  What happens when the defendant Read more »

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